PennyStockAI Investment Disclaimer

Not a Registered Financial Advisor or Broker

PennyStockAI is not a registered broker-dealer or investment adviser with the U.S. Securities and Exchange Commission (SEC) or the Financial Industry Regulatory Authority (FINRA). We are neither licensed nor qualified to provide personalized financial advice. All insights, analyses, and stock picks provided through our web application are for informational and educational purposes only, and should not be interpreted as individualized investment advice or a recommendation to buy, sell, or hold any security. Using PennyStockAI does not create a fiduciary relationship; always consider consulting a qualified financial advisor for personal investment guidance.

No Investment Advice & No Recommendations

While our AI-powered content may be considered investment advice in a general sense, it does not guarantee any results or profit. Any strategies or recommendations presented are general in nature and not tailored to your specific financial situation or objectives. PennyStockAI does not give any official investment advice, and no content on this platform constitutes an offer to buy or sell securities. You should perform your own due diligence or consult with a licensed professional before making investment decisions. Do not base your investment decisions solely on PennyStockAI’s content – you are responsible for independently verifying information and determining the appropriateness of any trade or investment.

Key Points to Remember:

• Informational Use Only: All content is provided “as is” for informational purposes and should be used as a starting point for your own research, not as a final authority.
• Not Personalized Advice: We do not provide personalized financial planning or advice suited to any one individual’s needs. PennyStockAI’s outputs are impersonal and not developed for any particular investor.
• No Solicitation: Nothing on our site is a solicitation or endorsement of any specific investment or strategy. We do not endorse or verify the accuracy or reliability of any third-party information that may appear in our analysis.

Risks of Penny Stock Investing

Investing in penny stocks involves extremely high risk and volatility. Penny stocks (typically stocks trading under $5 and outside major exchanges) can be highly speculative and illiquid, and they may lack the financial reporting transparency of larger companies.

By using PennyStockAI or acting on our analysis, you acknowledge and agree to the following risk disclosures:

• Volatility & Potential Loss: Penny stocks often experience dramatic price swings and may be subject to extreme volume and price volatility. You should be prepared for the possibility of sharp declines in value. If you invest in penny stocks, you could lose your entire investment. Only invest money that you can afford to lose.
• Lack of Liquidity: Many penny stocks have low trading volume, which means you might not be able to sell your position easily or at the price you want. This illiquidity can result in significant losses if you need to exit an investment quickly.
• Limited Information & Fraud Risk: Penny stock companies may provide limited public information and can be susceptible to market manipulation or fraud. Be wary of unsolicited stock tips or “too good to be true” promotions. Always research the company thoroughly (e.g., via SEC filings and regulatory notices).
• No Past Performance Guarantee: Past performance is not indicative of future results. Even if a penny stock has shown favorable past gains, there is no guarantee it will continue to perform well. Any examples of returns or case studies provided by PennyStockAI are for illustrative purposes only and should not be construed as expected outcomes.

By using this service, you acknowledge that penny stocks are inherently risky and you agree to assume full responsibility for the risks involved. We strongly encourage you to consult a licensed financial advisor and consider your own risk tolerance before trading in penny stocks.

AI-Generated Analysis – Limitations and Cautions

PennyStockAI uses advanced Artificial Intelligence algorithms to analyze data and generate investment insights. However, AI-generated analysis has important limitations that users must understand:

• No Guarantee of Accuracy or Completeness: Our AI strives for high accuracy, but AI-driven results should not be considered perfect, complete, unbiased, or fully reliable. The content is generated based on algorithms and historical data patterns, which may not account for real-time market conditions, sudden news events, or unique factors affecting a particular stock. Always double-check critical information from reliable sources.
• Advisory, Not Definitive: AI outputs are advisory in nature, not definitive predictions. The suggestions or forecasts provided are models’ best estimates and not certain outcomes. You should not rely solely on AI predictions to make investment decisions. Use our analysis as one of many tools, and apply your own judgment or professional advice when interpreting the results.
• Potential Biases and Errors: AI models may have built-in biases or errors stemming from the data they were trained on. They might overlook qualitative factors like market sentiment shifts, regulatory changes, or company-specific developments that a human analyst would consider. We do not guarantee that the AI’s analysis is free from errors or omissions.
• No Human Supervision of Each Recommendation: While we continuously improve our algorithms, the daily analyses are generated without individualized human oversight. Human judgment is still crucial in evaluating AI insights. We recommend that users maintain human oversight – review the AI’s suggestions critically and consider consulting financial professionals for a second opinion.
• Experimental Technology: AI in finance is an evolving field. By using PennyStockAI, you understand that you are using a relatively new and experimental technology for investment analysis. Info quality may vary, and there is a possibility of technical issues, misinterpretations, or outdated data influencing the output. Always keep this in mind when reviewing AI-generated content.

No Guarantee of Results or Future Performance

All investments carry risk, and there are absolutely no guarantees of profit or positive results when using PennyStockAI’s services. Any forward-looking statements or projections provided by our AI (such as predictions of a stock’s future price or performance) are inherently uncertain and speculative. Actual results may differ materially from the AI’s projections due to market unpredictability and other factors beyond our control.

PennyStockAI does not guarantee any specific outcome from implementing any strategies or acting on any recommendations obtained through our platform. Success is neither implied nor assured. Before making any investment, recognize that you could incur significant losses, and you should not interpret PennyStockAI’s analysis as a promise of any particular result.

Additionally, past or hypothetical performance (including back-tested results or examples of past trades) is not a guarantee of future performance. Any examples of returns or success stories are atypical and used for illustration; your results will vary. There is no warranty that any investment strategies, recommendations, or opinions provided will produce profits or prevent losses. Always exercise caution and use your own judgment.

Limitation of Liability and No Warranties

Use PennyStockAI at your own risk. By accessing our website or using our AI analysis tools, you agree that PennyStockAI (and its owners, employees, and affiliates) will not be liable for any losses or damages arising from your use of the service or reliance on any information provided, to the fullest extent permitted by law.

PennyStockAI is provided on an “as is” and “as available” basis, without warranties of any kind. We expressly disclaim all warranties and representations, whether express or implied, regarding the accuracy, completeness, timeliness, reliability, or usefulness of the information and services we provide. No warranty of merchantability, fitness for a particular purpose, or non-infringement is given with respect to our content or tool. We do not warrant that the service will be uninterrupted, error-free, or free of viruses or other harmful components.

In practical terms: You assume full responsibility for your investment decisions. PennyStockAI and its contributors shall not be responsible for any trading errors, omissions, or investment losses you might experience. By using our platform, you agree to indemnify and hold PennyStockAI harmless from any and all claims or liabilities arising from your use of the content or services provided.

No Endorsement & Independent Verification

Mention of any specific stocks, companies, or investment opportunities on PennyStockAI does not constitute an endorsement or recommendation by the Company. We may analyze or discuss certain securities, but that is not a suggestion that they are suitable for you. All examples or case studies are for illustration only. You should independently verify any information presented and consider multiple information sources.

Always remember that ultimate investment decisions are yours to make. You are solely responsible for evaluating the merits and risks associated with the use of any PennyStockAI content before making decisions based on it. If you are unsure, consider seeking advice from a certified financial planner, accountant, or attorney as appropriate.

Changes to this Disclaimer

This disclaimer may be updated from time to time. We reserve the right to modify the disclaimer as needed to reflect changes in our services or applicable laws. Whenever we update the content, we will revise the "Last Updated" date at the top of this page. It is your responsibility to review this disclaimer periodically for any changes. Continued use of PennyStockAI after any modifications constitutes your acceptance of the updated terms.

By using the PennyStockAI website or services, you acknowledge that you have read, understood, and agreed to all parts of the above disclaimer. If you do not agree with any part of this disclaimer, you should not use our platform or rely on any of its content for making investment decisions. Stay informed, invest wisely, and proceed with caution.